We Make Sure Our Buyers Are Covered

Stephanie discusses how she helps our buyers with their insurance.

What do you know about homeowners insurance? As a client, you may not know that agents rely on their team of experts to get you the best coverage possible. Today we’re speaking with our resident expert, Stephanie Schoenaur, on what you need to know about homeowners insurance.

If a buyer needs to make a decision about their insurance quickly, how would you review the situation?

Let’s say a buyer comes across a roof that doesn’t look its best. I can run claims to see if they’ve ever replaced the roof or research what your insurance covers. Information is good leverage when you’re buying, so the more I can give you, the better.

Once a buyer decides they want a home, it’s time to work with the lender. How does the lender work with us?

The lender’s job is to let the buyer and us know how much they can afford. I send the lender my quote, and the lender determines if you can afford it. Insurance is often one of the last things buyers tackle, so if our quote is higher than your lender had accounted for, we’ll have to do some things to adjust your debt-to-income ratio.

"Information is good leverage when you’re buying. "

We wanted to give you an example of how we work with our extended team members. Stephanie is a fantastic resource, and there are plenty of other specialists who work with our team and want to help you find your dream home. If you have questions for Stephaine, you can call her at (303) 834-2911 or email [email protected].

As always, if you have questions about today’s topic or anything else related to real estate, please call or email us. We are always willing to help!